Terms and Conditions of Use
By using the site and its services, you confirm that you have read, understood, and agree to be bound by these terms and the Privacy Policy, found in this website's footer navigation, which is part of this agreement. If you do not agree with these terms or the Privacy Policy, you must immediately leave the site and stop using the services. These terms include a mandatory arbitration provision requiring you to resolve disputes with us individually through arbitration and waive your right to participate in class actions. We are not a lender, and this site does not offer or solicit loans. We act solely as a lead generator, and your use of the site is conditional upon your acceptance of these disclosures regarding lead generation. This site is designed to connect consumers with lead purchasers. By using the site, you agree to provide certain information, such as your name, contact details, social security number, banking, and employment information. By submitting this information, you are not applying for credit from us but authorizing us to share your information with third-party lead purchasers, who may use this data to determine if you meet their loan criteria. These lead purchasers may also verify your data, perform credit checks, or match your details with national databases, but we are not responsible for checking the accuracy of the information you provide. We do not guarantee that any lead purchasers will contact you or offer you a loan. If you meet the criteria of a lead purchaser, we may redirect your browser to their website. After that point, we have no further involvement in the loan process, and any dealings you have with the lead purchaser are subject to their terms and policies. Loan amounts vary, and completing an online form does not guarantee approval or specific loan terms. Some lenders may offer credit products you were not originally seeking, and you are not obligated to respond to or accept these offers. By using this site, you consent to using electronic signatures and receiving all disclosures, records, and information electronically. This e-consent applies to all your online interactions with us and third-party service providers, including loan requests and related communications. You can request paper copies of disclosures from the lender at no cost, and you may update your contact information with the lender if needed. You cannot withdraw your e-consent for our services, but you may do so with third-party providers at any time, though this may affect your ability to receive credit. We reserve the right to change these terms and the Privacy Policy at any time by posting the changes on the website. It is your responsibility to review these terms periodically, and continued use of the site implies your acceptance of any changes. If you disagree with the updated terms, you must stop using the site immediately. The service may not be available in all states. By using the site, you confirm that you are at least 18 years old, a U.S. resident, and not a resident of any state where the services offered by this site are illegal. Subject to your compliance with these terms, we grant you a non-exclusive, non-transferable license to use the site for personal, non-commercial purposes. All rights not expressly granted are reserved. The site or its content may not be copied, reproduced, modified, or distributed without our written consent. Any breach of these terms will result in the termination of your license. When using the site, you must provide accurate and current information. You acknowledge that we are not responsible for the accuracy of the data you provide or for any actions taken by lenders based on that information. We act solely as a lead generator and are not responsible for any agreements or transactions between you and third-party service providers. We do not endorse any particular service or product offered by the service providers and are not responsible for the quality or legality of those products. By completing a loan request form, you consent to receive communications from us and our marketing partners, including emails and SMS messages. You may opt-out of marketing communications at any time by following the instructions provided in the message. You may also receive automated calls or texts from lenders and marketing partners regarding loan offers. Standard message and data rates may apply, and you can opt-out of these communications by following the provided instructions. The site may contain links to third-party websites, but we do not control or endorse these websites and are not responsible for their content. Your use of third-party websites is at your own risk, and we disclaim any liability arising from such use. You agree not to engage in any prohibited activities when using the site, including attempting to bypass security features, providing false information, using automated tools to access the site, or interfering with the site’s operation. Any violation of these terms may result in civil or criminal penalties. We disclaim all warranties regarding the site and services, which are provided on an “as-is” and “as available” basis. We do not guarantee that the site will meet your needs or operate without errors or interruptions. You agree that we are not responsible for any loss or damage you may suffer from using the site, including any damage to your computer or loss of data. Our liability to you is limited to $50, and we will not be liable for any indirect, incidental, or consequential damages. If any dispute arises between you and us, it will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration will take place in Las Vegas, Nevada, unless both parties agree to another location. You waive your right to participate in a class action or collective arbitration. The arbitrator has no authority to consolidate claims or allow class actions. Any claims you have against us must be filed within one year of the event giving rise to the claim or be forever barred. All notices required under these terms must be in writing. We will notify you via email, and it is your responsibility to ensure your email address is current. You agree that any notice we send electronically satisfies any legal requirement that such notice be in writing. This agreement constitutes the entire agreement between you and us regarding the use of the site. It may only be modified by a written amendment or by our posting of a revised version on the site. If any part of these terms is found to be invalid, the remaining provisions will continue in full force and effect. Your rights and obligations under these terms are not transferable, and any attempt to assign them without our consent is void. By using the site, you acknowledge that you have read, understood, and agree to these terms in their entirety. If you do not agree with any part of these terms, you must stop using the site immediately.

Contact Information
In case You have a request, complaint or enquiry regarding the services provided by the Website, You can contact us via our contact page. In case You consider Your issue treated improperly, You can also contact the corresponding organizations in Your state of residence authorized to review or resolve the cases of the kind. 

BY USING THE WEBSITE, YOU AGREE TO ABIDE BY THE ABOVE TERMS OF USE
WE RECOMMEND TO PRINT THE TERMS OF USE AND RETAIN THE COPY OF THE AGREEMENT FOR YOUR RECORDS

Loan Disclaimers

This website is not an offer or solicitation to lend. The operator is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. The operator is not an agent or representative of any lender. We act as a lead generator. See disclosures for details on lead generation. This site provides lenders with borrower information. We are compensated by lenders and partners. Service and lenders may not be available in all states. limited to social security number, driver license number, national ID or other identification documents. 
The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually. 

Not all lenders offer loans up to $50,000. Loan amounts depend on each lender’s policies and your creditworthiness. Timing of loan proceeds varies. Additional documentation may be required. Submitting your info doesn’t guarantee approval. Lenders have individual terms and renewal policies. Review your lender’s terms before signing. Late payments may incur fees or lead to collection actions. We do not control fees for nonpayment. Contact your lender for details. By using this site, you confirm you are at least 18, a U.S. resident, and not in a state where the loan is prohibited. ons related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied.

Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means.

Non-payment and late payment may have negative impact on the borrowers' credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time.